Wage Garnishment Lawyers in Riverside

Talented Legal Representation on Your Side

If you fail to pay your debts, then creditors and government agencies can garnish your wages and force your employer to deduct a specific amount from your paycheck until the debt is paid off. Many types of debt can result in wage garnishments, such as credit card debt, medical bill debt, lease defaults, tax debt, and student loan debt.

Wage garnishment can have serious consequences and often makes paying back your loans even more difficult in the long-term. If you are facing issues associated with losing your wages before they even appear in your bank account, then you need to reach out to our talented legal team at The Turoci Bankruptcy Firm so we can advise you on possible solutions for avoiding wage garnishment.

We are prepared to safeguard your hard-earned wages, so please give us a call today at 951-784-1678 to set up your free case consultation with our firm.

Negative Impacts of Wage Garnishment

Although wage garnishment results in a large part of your income going directly to paying back your creditors, it actually does nothing to decrease the initial amount owed. Wage garnishment also won’t do anything to eliminate high rates of interest.

Some of the disadvantages of wage garnishment include:

• Increased Possibilities of Losing Your Job: Your employer makes the actual deductions from your paychecks when your wages are garnished. Since this is a major burden for your employer, many employers resort to terminating employees with garnishment orders to avoid dealing with the whole ordeal.
• Lower Credit Score: Wage garnishment will also reflect negatively onto your credit score since credit reporting agencies can see if you have debt defaults.

Are There Limits to Wage Garnishment?

If you are facing wage garnishment, then it is important to remember that there are limits to the order and that you still have rights.

The following are some of the limitations for wage garnishment orders:

• Creditors first need to obtain a court order before they can start garnishing your wages.
• Creditors must provide notice that your wages are being garnished.
• Different types of debts have a cap on how much of a person’s disposable income can be garnished.
• Certain income like Social Security and Veterans Benefits are exempt from garnishment.
• Debtors have the right to dispute a wage garnishment with the court and present arguments for why they need more of their wages or why they qualify for an exception.
• You cannot be fired because of wage garnishment for a single debt.

Using Bankruptcy to Stop Wage Garnishment

If you need help protecting your rights and fighting back against a wage garnishment order, then please don’t hesitate to contact our Riverside attorneys for assistance. One of the most advantageous methods of stopping wage garnishment is by filing for bankruptcy. As soon as you file for bankruptcy, one of our seasoned lawyers will notify your creditor’s lawyer that you have applied to stop wage garnishment. After your creditor’s attorney has processed the notification, all the parties will be informed that you no longer need deductions taken out of your paycheck.

The faster you file for bankruptcy, the more likely you can keep your hard-earned income. So give us a call today at 951-784-1678 or contact us online to request a free case consultation.