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Riverside Chapter 9 Bankruptcy Lawyers

Certified Business Bankruptcy Specialists in the Central District & Inland Empire

While Chapter 7 and Chapter 13 are the most popular bankruptcy options, they are generally only used by individuals, distinct businesses, and corporations struggling with debt. But if you belong to a group of people deemed to be a “municipality,” then you might be eligible to file for Chapter 9 bankruptcy to get out of debt.

The term municipality covers broad and overarching bodies of communities, such as towns, cities, school districts, tax districts, and counties. At The Turoci Bankruptcy Firm, we proudly use our decades of experience to lend crucial legal support and guidance to communities facing serious financial struggles.

If your municipality is facing overwhelming debt, then don’t hesitate to call our legal team at (310) 846-8454 to discuss your situation with our Chapter 9 bankruptcy lawyers.

The Chapter 9 Bankruptcy Process Explained

The way Chapter 9 works is that municipalities are given the opportunity to reduce their debt burden if they restructure how their finances are are managed. Under Chapter 9, there is an extended timeline for municipalities to repay or refinance debts. In some cases, the interest or principal of current arrears can be reduced, and unlike other forms of bankruptcy, there is no need to liquidate assets when a municipality files.

After the Chapter 9 application is filed, the municipality will have their debt discharged once they meet the following conditions:

  • The overarching plan for how the debt will be managed and the amount of time the repayment will be extended for must be confirmed
  • The debtors’ deposit must be received by the court’s appointed agent and then subsequently disbursed according to the terms of the plan
  • The court must determine that the securities given to the agent are both legal and valid in settling the debtor's obligations and that any additional payment methods for extended debts are also sustained and valid.

In a Chapter 9 bankruptcy, the discharge must be legally confirmed by both the court, and the debtor’s entire deposit must be successfully distributed first, and it must be affirmed by court-appointed officials that the payment process and source are all legal and valid.

Another key distinction between Chapter 9 and other types of bankruptcy cases is that no judge is automatically designated, which means that debtors are forced to wait for judges who have the time, capacity, and desire to handle their case. It could take a substantial amount of time before you finally come across a judge who is knowledgeable and willing to listen to a municipal case, unless you turn to our dependable team at The Turoci Bankruptcy Firm. We have the connections and experience to expedite this tedious process and can help you quickly locate a judge who will carefully handle your case. Our firm has a stellar reputation for handling cases with unparalleled speed and efficiency, so please let us put our skills to work for you today.

Why Municipalities Choose The Turoci Bankruptcy Firm

At The Turoci Bankruptcy Firm, we have one of the few Certified Business Bankruptcy Specialists in the Central District and the only one in the Inland Empire, as Designated by the American Board of Certification. We make it our priority to provide each of our clients with personalized attention and insightful legal counsel.

We also offer comprehensive bilingual services, so please don’t hesitate to call us today at (310) 846-8454 or complete our online formto schedule your free case consultation with our esteemed legal professionals.

Client Testimonials 

Hear It From the People We Have Helped
  • I definitely recommend Mr. Turoci, he made my bankruptcy process go smoothly and easily.

    “I definitely recommend Mr. Turoci, he made my bankruptcy process go smoothly and easily. He explained everything to me. He is extremely professional and helpful. My case took less than a month and I ...”

    - Tom B.
  • The Turoci firm was amazing.

    “The Turoci firm was amazing. From the start to finish the process was transparent. I appreciate all their hard work throughout my process. Thank you”

    - Katie L.
  • I'm very happy with the service I received from the Turoci Bankruptcy Firm, and I would recommend them to anyone looking to file bankruptcy.

    “I was unemployed, and with no source of income, unable to pay my debts, so I decided to file chapter 7 bankruptcy. I went with Todd Turoci, because he office was close to where I live. Him and his ...”

    - Jamie G.
  • Todd, was great, He helped me to get through a rather tough time.

    “Todd, was great, He helped me to get through a rather tough time. He and his staff were professional and helped me along every step of the way...Great work, and I will recommend him to anyone.”

    - Eric Quinn
  • Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful!

    “Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful and handled my situation. Very friendly and professional. I ...”

    - Kimberly Deasey

Meet Our Legal Team

Here to Guide You Every Step of the Way
  • Todd  Turoci Photo
    Todd Turoci

    Founding Attorney

    About Todd Turoci The Turoci Bankruptcy Firm is owned and operated by Todd Turoci. The Firm limits its practice to the field of bankruptcy, insolvency, workouts and related civil litigation matters. The Firm has offices in the counties of Riverside, Los Angeles, and San Bernardino. The Firm primarily represents Consumers and Businesses as Debtors and Debtors-in-possession in Chapters 7, 11, and 13. Todd Turoci is one of the few Certified Bankruptcy Specialists in the Central District and the ...
  • Meredith  Jury Photo
    Meredith Jury

    Retired Bankruptcy Judge

    About Meredith Jury Judge Jury joined the Firm in July 2018. She has served over 20 years as Bankruptcy Judge presiding over thousands of bankruptcy proceedings. She has also served as a member of the United States Bankruptcy Appellate Panel for the Ninth Circuit. Prior to taking the bench she had over 21 years of experience as a litigator primarily practicing in bankruptcy. She was the first female associate and partner at Best, Best, Krieger, a professional law firm in Los Angeles, California. ...

The Turoci Difference

Personal Guidance Through the Entire Process
  • Certified Bankruptcy Specialists

    Todd is one of the few Certified Bankruptcy Specialists in the Central District and the only one in the Inland Empire, as designated by the American Board of Certification.

  • Free, No-Obligation Consultation

    Our firm offers free, no-obligation consultations for those who chose to retain our services.

  • Compassion

    We can understand how challenging this process can be and will guide you through, every step of the way.

  • Availability

    We offer our clients after-hour, weekend and same day appointments to meet your busy schedule.

  • Personalized Attention

    When you hire us, you will have direct access to your attorney from start to finish.

  • Bilingual

    Our team is bilingual! We service our clients in English & Spanish.

Schedule Your Free, 
No-Obligation Consultation 

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