Certified Bankruptcy Specialist
Santa Monica Office Helping You Save Time, Money & Stress

Los Angeles Repossession Attorneys

Behind on Your Car or Auto Payments?

With all of the devastating effects of COVID-19, individuals are being slammed with debts without the usual means to pay for them, especially with home or car payments. Not only is repossession devastating, but it can be embarrassing to have your car towed or your house reclaimed. In addition. to the repossession, you will still have to pay the remaining fees to your creditors. This is because repossessed property does not sell at high values but only at auction fees. Moreover, you will have to pay additional fees for auctioning and repossession, simply adding to your mountain of debt.

Thankfully, there are opportunities to be rescued from these disastrous consequences, so long as you get the support of our repossession lawyers in Los Angeles. At The Turoci Bankruptcy Firm, we are dedicated to advising you on how to be free of creditors' demands.

Call us today at (310) 846-8454 to get true relief from all of your repossession anxieties.

Terms of Repossession

Repossession is the event where a creditor, lender, or a bank seizes your property or possession on account of a loan being defaulted. These items are called “secured debts” because they are tied to distinct physical possessions, from your automobile to your home. Normally, these secured loans are outlined as being paid over a set time period for a specific amount.

When you are unable to pay back these loans on time, creditors will attempt to repossess your hard-earned property and possessions, even though you have already spent so much of your finances, time, and labor to invest in a home or a car. The process of losing your property is not merely inconvenient but has devastating long-term consequences. In order to avoid this terrible calamity, you need a solution, which is where our attorneys can step in.

How Chapter 13 Bankruptcy Can Fight Repossession

One of the best options to stop repossession immediately is by filing for bankruptcy, especially when your creditor is refusing to negotiate the terms of repayment. The most important effect this will have is that the court can instantly stop repossession through what is called an “automatic stay.” This automatic stay binds creditors to stop bothering you with threats of repossession, and it begins the moment you file for bankruptcy, regardless of how long your application takes.

Some of the other helpful benefits resulting from automatic stay include:

  • All harassing calls, coming day and night from creditors and debt collectors, are instantly halted
  • Actions of foreclosure against your house are ceased, allowing you and your family to continue living safely in your home without having to look for a new place
  • You will not have to face any garnishment of your hard-earned wages

Know Your Rights During a Repossession

During a repossession, the agent responsible for retrieving your vehicle must abide by certain laws.

Repossession agents are not allowed to do the following when repossessing your vehicle:

  • Make physical contact with you
  • Threaten to harm you
  • Enter a closed gate or garage
  • Break locks or gates to access the vehicle
  • Enter your home
  • Continue with repossession if you verbally object (agents are required to abide even if you say "no")

It is important that you know your rights and if your vehicle was lawfully repossessed. If your rights were violated, you may be entitled to seek damages.

Reliable Legal Support for Chapter 13

Filing for Chapter 13 bankruptcy is an excellent way of getting a fresh start at resolving your debts and gaining financial freedom. The process can be complex, however, without our experienced repossession attorneys in Los Angeles. At The Turoci Bankruptcy Firm, we are committed to helping you gain the second chance you deserve.

Contact us now at (310) 846-8454 for a completely free, non-obligatory consultation.

Client Testimonials 

Hear It From the People We Have Helped
  • I definitely recommend Mr. Turoci, he made my bankruptcy process go smoothly and easily.

    “I definitely recommend Mr. Turoci, he made my bankruptcy process go smoothly and easily. He explained everything to me. He is extremely professional and helpful. My case took less than a month and I ...”

    - Tom B.
  • The Turoci firm was amazing.

    “The Turoci firm was amazing. From the start to finish the process was transparent. I appreciate all their hard work throughout my process. Thank you”

    - Katie L.
  • I'm very happy with the service I received from the Turoci Bankruptcy Firm, and I would recommend them to anyone looking to file bankruptcy.

    “I was unemployed, and with no source of income, unable to pay my debts, so I decided to file chapter 7 bankruptcy. I went with Todd Turoci, because he office was close to where I live. Him and his ...”

    - Jamie G.
  • Todd, was great, He helped me to get through a rather tough time.

    “Todd, was great, He helped me to get through a rather tough time. He and his staff were professional and helped me along every step of the way...Great work, and I will recommend him to anyone.”

    - Eric Quinn
  • Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful!

    “Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful and handled my situation. Very friendly and professional. I ...”

    - Kimberly Deasey

Meet Our Legal Team

Here to Guide You Every Step of the Way
  • Todd  Turoci Photo
    Todd Turoci

    Founding Attorney

    About Todd Turoci The Turoci Bankruptcy Firm is owned and operated by Todd Turoci. The Firm limits its practice to the field of bankruptcy, insolvency, workouts and related civil litigation matters. The Firm has offices in the counties of Riverside, Los Angeles, and San Bernardino. The Firm primarily represents Consumers and Businesses as Debtors and Debtors-in-possession in Chapters 7, 11, and 13. Todd Turoci is one of the few Certified Bankruptcy Specialists in the Central District and the ...
  • Dustin  Nirschl Photo
    Dustin Nirschl


    About Dustin Nirschl Dustin joined the Turoci Firm in 2019. He represents debtors and creditors in adversary litigation. He has assisted clients in a wide-range of issues including but not limited to fraudulent transfer and preference actions; non-dischargeability determinations; conversion or dismissal; and the expansion of a subchapter V trustee’s authority and duties. Dustin graduated law school in 2018 from the University of California Irvine School of Law (“UCI Law”) with an emphasis in ...
  • Meredith  Jury Photo
    Meredith Jury

    Retired Bankruptcy Judge

    About Meredith Jury Judge Jury joined the Firm in July 2018. She has served over 20 years as Bankruptcy Judge presiding over thousands of bankruptcy proceedings. She has also served as a member of the United States Bankruptcy Appellate Panel for the Ninth Circuit. Prior to taking the bench she had over 21 years of experience as a litigator primarily practicing in bankruptcy. She was the first female associate and partner at Best, Best, Krieger, a professional law firm in Los Angeles, California. ...

The Turoci Difference

Personal Guidance Through the Entire Process
  • Certified Bankruptcy Specialists

    Todd is one of the few Certified Bankruptcy Specialists in the Central District and the only one in the Inland Empire, as designated by the American Board of Certification.

  • Free, No-Obligation Consultation

    Our firm offers free, no-obligation consultations for those who chose to retain our services.

  • Compassion

    We can understand how challenging this process can be and will guide you through, every step of the way.

  • Availability

    We offer our clients after-hour, weekend and same day appointments to meet your busy schedule.

  • Personalized Attention

    When you hire us, you will have direct access to your attorney from start to finish.

  • Bilingual

    Our team is bilingual! We service our clients in English & Spanish.

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