Certified Bankruptcy Specialist
Foreclosures Helping You Save Time, Money & Stress

Foreclosure Lawyers in Los Angeles

Reliable Representation from a Certified Bankruptcy Specialist

Our country is currently suffering through some of its most traumatic and turbulent times in history. The global pandemic has not only struck the most vulnerable of us with a deadly illness, but has also created one of the worst recessions ever experienced. Throughout these challenging times, many individuals and families are alarmed to discover they are falling behind on mortgage payments for no fault of their own.

Despite the fact that many people's sources of income have suddenly dried up, due to countless jobs being cut and businesses grinding to a stop, creditors keep demanding payment. The last thing you and your family need on your mind during this catastrophic time is to worry about unpaid bills, but debt collectors are there to remind you that if these payments are not made, they have the power to strip you of your home.

When the terrible threat of foreclosure is made, many people are frightened into believing that there is nothing else they can do to prevent their houses from being seized. However, The Turoci Bankruptcy Firm is here to tell you there is hope. Our reliable foreclosure attorneys in Los Angeles are determined to help you avoid foreclosures and the loss of your home.

Call us today at (310) 846-8454 to protect your home from the threat of foreclosure.

What’s The Definition of Foreclosure?

The moment you notice the foreclosure letter in your mailbox, you will probably be filled with dread and fear. Foreclosure can be defined as the event where a mortgage company has the right to seize your property if you owe a payment.

Unfortunately, mortgage requirements do not pause even in the midst of catastrophic events, causing great financial and emotional stress as you try to figure out how to pay them before your house is foreclosed. Foreclosure is not merely a matter of the mortgage company holding onto your house for a certain amount of time. Lienholders actually have the power to sell off your home to pay the rest of the mortgage, leaving you and your family without a shelter over your heads.

Resolving Foreclosure through Bankruptcy

One of the best ways to resolve foreclosure is by turning to Chapter 7 bankruptcy. If you are an individual or a family desperately seeking to keep your house, you can find financial freedom through Chapter 7. The immediate benefit of applying for Chapter 7 is that you can receive an automatic stay. An automatic stay instantly stops creditors from attempting to repossess the home you have worked so hard to own. Creditors are banned from hassling you with phone calls, emails, and letters, or even pursuing litigation. During the extra time you receive through an automatic stay, you can either live rent-free or figure out a loan modification at a lower cost with your lender.

Other Advantages of Applying for Bankruptcy

There are several advantages of applying for bankruptcy, in addition to the automatic stay. This is of course dependent on the income you currently have, as well as the most recent amount of your family’s expenses for living. These only consist of unsecured debts, which are bills that are not attached to a solid, single entity.

Some of the unsecured, nonpriority debts you can discharge through bankruptcy include:

  • Medical bills
  • Credit card balances
  • Personal loans
  • Private education loans
  • Cell phone bills

Get Dependable Legal Support & Guidance Today

Applying for Chapter 7 bankruptcy can be a great benefit for you and your family, and it can give you a clean start that you need to gain financial independence. In order to navigate the complex application process, you can rely on our knowledgeable foreclosure lawyers in Los Angeles.

To speak to a lawyer at The Turoci Bankruptcy Firm, please give us a call today at (310) 846-8454 to set up your free case consultation.

Client Testimonials 

Hear It From the People We Have Helped
  • Great process

    “The Turoci firm was amazing. From the start to finish the process was transparent. I appreciate all their hard work throughout my process. Thank you”

    - Former Client
  • I would recommend them to anyone looking to file bankruptcy.

    “I was unemployed, and with no source of income, unable to pay my debts, so I decided to file chapter 7 bankruptcy. I went with Todd Turoci, because he office was close to where I live. Him and his ...”

    - Former Client
  • Todd, was great, He helped me to get through a rather tough time.

    “Todd, was great, He helped me to get through a rather tough time. He and his staff were professional and helped me along every step of the way...Great work, and I will recommend him to anyone.”

    - Eric Quinn
  • Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful!

    “Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful and handled my situation. Very friendly and professional. I ...”

    - Kimberly Deasey
  • Mr.Turoci always answered my questions, and put me at ease. My only regret is that I didn't do this sooner.

    “I was very nervous and scared about having to file for Bankruptcy. I was exhausted in trying to keep up with finances I could not handle any more, I contacted the Turoci Firm and was relieved that I ...”

    - Mary Cunningham
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Meet Our Legal Team

Here to Guide You Every Step of the Way
  • Todd  Turoci Photo
    Todd Turoci

    Founding Attorney

    About Todd Turoci The Turoci Bankruptcy Firm is owned and operated by Todd Turoci. The Firm limits its practice to the field of bankruptcy, insolvency, workouts and related civil litigation matters. The Firm has offices in the counties of Riverside, Los Angeles, and San Bernardino. The Firm primarily represents Consumers and Businesses as Debtors and Debtors-in-possession in Chapters 7, 11, and 13. Todd Turoci is one of the few Certified Bankruptcy Specialists in the Central District and the ...
  • Dustin  Nirschl Photo
    Dustin Nirschl

    Attorney

    About Dustin Nirschl Mr. Nirschl joined the Firm in June of 2019. He has worked with the City of Irvine as a Planning Commissioner for 2 years and 8 months where he considered resolutions, ordinances, and commission business. Dustin also examined applicants at public hearings, and lead discussions. Dustin also served as a Law Clerk for Hanna Brophy for 1 year where he prepared petitions for joinder, dismissal, and costs. Mr Nirschl Appeared at and summarized depositions. He also negotiated cases ...
  • Meredith  Jury Photo
    Meredith Jury

    Retired Bankruptcy Judge

    About Meredith Jury Judge Jury joined the Firm in July 2018. She has served over 20 years as Bankruptcy Judge presiding over thousands of bankruptcy proceedings. She has also served as a member of the United States Bankruptcy Appellate Panel for the Ninth Circuit. Prior to taking the bench she had over 21 years of experience as a litigator primarily practicing in bankruptcy. She was the first female associate and partner at Best, Best, Krieger, a professional law firm in Los Angeles, California. ...
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The Turoci Difference

Personal Guidance Through the Entire Process
  • Certified Bankruptcy Specialists

    Todd is one of the few Certified Bankruptcy Specialists in the Central District and the only one in the Inland Empire, as designated by the American Board of Certification.

  • Free, No-Obligation Consultation

    Our firm offers free, no-obligation consultations for those who chose to retain our services.

  • Compassion

    We can understand how challenging this process can be and will guide you through, every step of the way.

  • Availability

    We offer our clients after-hour, weekend and same day appointments to meet your busy schedule.

  • Personalized Attention

    When you hire us, you will have direct access to your attorney from start to finish.

  • Bilingual

    Our team is bilingual! We service our clients in English & Spanish.

Schedule Your Free, 
No-Obligation Consultation 

Get On the Path to Restoring Your Life
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