Certified Bankruptcy Specialist
Creditor Harassment Helping You Save Time, Money & Stress

Los Angeles Creditor Harassment Attorneys

Fight Back Against Abusive Creditors

There is no form of harassment in our society that anyone would actually welcome, but perhaps one of the worst and most pervasive types is the harassment that comes from creditors. In order to protect you from sinister behavior and sometimes even illegal cases of harassment by creditors, the government designated the California Fair Debt Collection Practices Act (CFDCPA) and The Fair Debt Collection Practices Act (FDCPA). Unfortunately, many collection groups or creditor agencies will not follow these laws, either due to sheer ignorance, desperation, or even pure greed for your finances.

When you have been continually hassled by a collection agency or repossession official, or experiencing any other form of harassment at the hands of a creditor, you need someone to stand up to defend you from such injustice. That is exactly what The Turoci Bankruptcy Firm aims to provide. Our creditor harassment attorneys in Los Angeles are fully equipped to fight your cause.

Call us today at (310) 846-8454 for an empathetic and powerful defense against creditor harassment.

Most Common Ways Creditors Violate the Law

In order to safeguard small business owners and individuals being hounded by creditors, the CFDCPA has set clear guidelines restricting creditors from behaving in a certain manner.

Some of the most significant regulations protecting you from creditor harassment include restrictions against:

  • Using Threatening Tone or Language: If a debt collection agency or an individual creditor uses aggressive, intimidating, or threatening language against you, they are committing an illegal act. Even using such abrasive tones under the guise of polite language is a complete violation against both state and federal laws. Keep track of all these communications, both oral and written, direct or subtle. Make sure to collect evidence in the form of printed copies or audio recordings and transcripts to be used in court.
  • Extensive Communications: If a debt agency is constantly heckling you with excessive phone calls, emails, or texts, this is a big problem, and illegal under the CFDCPA. Creditors are also never allowed to call you outside of normal working hours. Record any times that creditors have contacted you late at night or early in the morning. If creditors try to contact you after you have attorney representation, this is illegal as well.
  • Dishonest Representation: Sometimes creditors will misrepresent their reason for contacting you, or even initially hide the agency they represent, all in order to find out more information from you and eventually harass you into paying them. Any direct deceit as well as mere “omission” constitutes examples of harassment.

What To Do If Creditors Are Harassing You

If you are facing relentless abuse and harassment from creditors, there are several things you should do:

  • Ask to verify the debt. Debt collectors must provide you with information about your debts and the creditor so you have the chance to verify the validity of the debt, or dispute it if it is incorrect.
  • Document your communications. Keep records of all of your correspondence, including every call, text, and written communication. All of these records can help to show evidence of illegal debt collection practices.
  • Contact an attorney. Your attorney can go over your options to resolve your debts, either through bankruptcy or another alternative. Your attorney can also help you take legal action against abusive creditors to hold them accountable for violating the law.

We recommend taking action immediately before the abuse gets worse. You have rights, so talk to an attorney to help protect you.

Protecting Your Rights Against Creditor Abuse

Here at The Turoci Bankruptcy Firm, we are completely committed to making sure you aren’t mistreated by creditors. You are already going through enough financial stress, and you do not deserve to be heckled by debt collection agencies. Providing complete privacy and integrity, our creditor harassment attorneys in Los Angeles are ready to defend your rights.

Contact us now at (310) 846-8454 and trust that we can support you in getting back your dreams of life, liberty, and the pursuit of happiness. Request your free case consultation today.

Client Testimonials 

Hear It From the People We Have Helped
  • Chapter 7 Bankruptcy

    “I definitely recommend Mr. Turoci, he made my bankruptcy process go smoothly and easily. He explained everything to me. He is extremely professional and helpful. My case took less than a month and I ...”

    - Former Client
  • Great process

    “The Turoci firm was amazing. From the start to finish the process was transparent. I appreciate all their hard work throughout my process. Thank you”

    - Former Client
  • I would recommend them to anyone looking to file bankruptcy.

    “I was unemployed, and with no source of income, unable to pay my debts, so I decided to file chapter 7 bankruptcy. I went with Todd Turoci, because he office was close to where I live. Him and his ...”

    - Former Client
  • Todd, was great, He helped me to get through a rather tough time.

    “Todd, was great, He helped me to get through a rather tough time. He and his staff were professional and helped me along every step of the way...Great work, and I will recommend him to anyone.”

    - Eric Quinn
  • Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful!

    “Thank you Mr. Turoci for assisting me with my financial situation. You and your staff (Daisy, Courtney, Laura, and Dana) were so helpful and handled my situation. Very friendly and professional. I ...”

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Meet Our Legal Team

Here to Guide You Every Step of the Way
  • Todd  Turoci Photo
    Todd Turoci

    Founding Attorney

    About Todd Turoci The Turoci Bankruptcy Firm is owned and operated by Todd Turoci. The Firm limits its practice to the field of bankruptcy, insolvency, workouts and related civil litigation matters. The Firm has offices in the counties of Riverside, Los Angeles, and San Bernardino. The Firm primarily represents Consumers and Businesses as Debtors and Debtors-in-possession in Chapters 7, 11, and 13. Todd Turoci is one of the few Certified Bankruptcy Specialists in the Central District and the ...
  • Dustin  Nirschl Photo
    Dustin Nirschl

    Attorney

    About Dustin Nirschl Mr. Nirschl joined the Firm in June of 2019. He has worked with the City of Irvine as a Planning Commissioner for 2 years and 8 months where he considered resolutions, ordinances, and commission business. Dustin also examined applicants at public hearings, and lead discussions. Dustin also served as a Law Clerk for Hanna Brophy for 1 year where he prepared petitions for joinder, dismissal, and costs. Mr Nirschl Appeared at and summarized depositions. He also negotiated cases ...
  • Meredith  Jury Photo
    Meredith Jury

    Retired Bankruptcy Judge

    About Meredith Jury Judge Jury joined the Firm in July 2018. She has served over 20 years as Bankruptcy Judge presiding over thousands of bankruptcy proceedings. She has also served as a member of the United States Bankruptcy Appellate Panel for the Ninth Circuit. Prior to taking the bench she had over 21 years of experience as a litigator primarily practicing in bankruptcy. She was the first female associate and partner at Best, Best, Krieger, a professional law firm in Los Angeles, California. ...
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The Turoci Difference

Personal Guidance Through the Entire Process
  • Certified Bankruptcy Specialists

    Todd is one of the few Certified Bankruptcy Specialists in the Central District and the only one in the Inland Empire, as designated by the American Board of Certification.

  • Free, No-Obligation Consultation

    Our firm offers free, no-obligation consultations for those who chose to retain our services.

  • Compassion

    We can understand how challenging this process can be and will guide you through, every step of the way.

  • Availability

    We offer our clients after-hour, weekend and same day appointments to meet your busy schedule.

  • Personalized Attention

    When you hire us, you will have direct access to your attorney from start to finish.

  • Bilingual

    Our team is bilingual! We service our clients in English & Spanish.

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